Call report 2016Q1
WATERSTONE BANK — 2016Q1
The 22 measures WATERSTONE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,730,982,000 | USD | evidence → |
| Total loans | 1,219,624,000 | USD | evidence → |
| Allowance for loan losses | 15,805,000 | USD | evidence → |
| Securities available for sale | 284,217,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 959,149,000 | USD | evidence → |
| Interest-bearing deposits | 931,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,554,000 | USD | evidence → |
| Equity capital | 363,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,685,000 | USD | evidence → |
| Interest expense | 5,622,000 | USD | evidence → |
| Net interest income | 10,063,000 | USD | evidence → |
| Noninterest income | 21,053,000 | USD | evidence → |
| Noninterest expense | 24,947,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 5,964,000 | USD | evidence → |
| Income tax | 2,126,000 | USD | evidence → |
| Net income | 3,838,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 361,358,000 | USD | evidence → |
| Total capital | 376,242,000 | USD | evidence → |
| Risk-weighted assets | 1,189,835,000 | USD | evidence → |