Call report 2015Q4
WATERSTONE BANK — 2015Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,758,212,000 | USD | evidence → |
| Total loans | 1,281,450,000 | USD | evidence → |
| Allowance for loan losses | 16,185,000 | USD | evidence → |
| Securities available for sale | 287,117,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 947,147,000 | USD | evidence → |
| Interest-bearing deposits | 908,898,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,249,000 | USD | evidence → |
| Equity capital | 359,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 62,593,000 | USD | evidence → |
| Interest expense | 23,213,000 | USD | evidence → |
| Net interest income | 39,380,000 | USD | evidence → |
| Noninterest income | 102,213,000 | USD | evidence → |
| Noninterest expense | 114,013,000 | USD | evidence → |
| Provision for loan losses | 1,965,000 | USD | evidence → |
| Pretax income | 25,659,000 | USD | evidence → |
| Income tax | 9,146,000 | USD | evidence → |
| Net income | 16,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 359,284,000 | USD | evidence → |
| Total capital | 374,435,000 | USD | evidence → |
| Risk-weighted assets | 1,211,061,000 | USD | evidence → |