Call report 2023Q2
SPENCER COUNTY BANK — 2023Q2
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,024,000 | USD | evidence → |
| Total loans | 82,885,000 | USD | evidence → |
| Allowance for loan losses | 542,000 | USD | evidence → |
| Securities available for sale | 28,486,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,645,000 | USD | evidence → |
| Interest-bearing deposits | 82,937,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,708,000 | USD | evidence → |
| Equity capital | 14,702,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,527,000 | USD | evidence → |
| Interest expense | 360,000 | USD | evidence → |
| Net interest income | 2,167,000 | USD | evidence → |
| Noninterest income | 545,000 | USD | evidence → |
| Noninterest expense | 1,750,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 959,000 | USD | evidence → |
| Income tax | 149,000 | USD | evidence → |
| Net income | 810,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,523,000 | USD | evidence → |