Call report 2023Q1
SPENCER COUNTY BANK — 2023Q1
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,648,000 | USD | evidence → |
| Total loans | 81,021,000 | USD | evidence → |
| Allowance for loan losses | 537,000 | USD | evidence → |
| Securities available for sale | 29,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,159,000 | USD | evidence → |
| Interest-bearing deposits | 83,911,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,248,000 | USD | evidence → |
| Equity capital | 14,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,228,000 | USD | evidence → |
| Interest expense | 158,000 | USD | evidence → |
| Net interest income | 1,070,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 858,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 608,000 | USD | evidence → |
| Income tax | 78,000 | USD | evidence → |
| Net income | 530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,243,000 | USD | evidence → |