Call report 2021Q1
SPENCER COUNTY BANK — 2021Q1
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,981,000 | USD | evidence → |
| Total loans | 63,243,000 | USD | evidence → |
| Allowance for loan losses | 354,000 | USD | evidence → |
| Securities available for sale | 32,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,133,000 | USD | evidence → |
| Interest-bearing deposits | 85,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,950,000 | USD | evidence → |
| Equity capital | 14,622,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 895,000 | USD | evidence → |
| Interest expense | 160,000 | USD | evidence → |
| Net interest income | 735,000 | USD | evidence → |
| Noninterest income | 236,000 | USD | evidence → |
| Noninterest expense | 799,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 127,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,350,000 | USD | evidence → |