Call report 2020Q4
SPENCER COUNTY BANK — 2020Q4
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,990,000 | USD | evidence → |
| Total loans | 64,330,000 | USD | evidence → |
| Allowance for loan losses | 826,000 | USD | evidence → |
| Securities available for sale | 26,793,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,006,000 | USD | evidence → |
| Interest-bearing deposits | 82,875,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,131,000 | USD | evidence → |
| Equity capital | 14,743,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,040,000 | USD | evidence → |
| Interest expense | 818,000 | USD | evidence → |
| Net interest income | 3,222,000 | USD | evidence → |
| Noninterest income | 920,000 | USD | evidence → |
| Noninterest expense | 3,147,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 845,000 | USD | evidence → |
| Income tax | 176,000 | USD | evidence → |
| Net income | 669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,245,000 | USD | evidence → |