Call report 2019Q4
SPENCER COUNTY BANK — 2019Q4
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,992,000 | USD | evidence → |
| Total loans | 67,140,000 | USD | evidence → |
| Allowance for loan losses | 706,000 | USD | evidence → |
| Securities available for sale | 27,624,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,661,000 | USD | evidence → |
| Interest-bearing deposits | 74,558,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,103,000 | USD | evidence → |
| Equity capital | 13,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,333,000 | USD | evidence → |
| Interest expense | 847,000 | USD | evidence → |
| Net interest income | 3,486,000 | USD | evidence → |
| Noninterest income | 699,000 | USD | evidence → |
| Noninterest expense | 3,138,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 1,032,000 | USD | evidence → |
| Income tax | 207,000 | USD | evidence → |
| Net income | 825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,610,000 | USD | evidence → |
| Total capital | 14,316,000 | USD | evidence → |
| Risk-weighted assets | 71,827,000 | USD | evidence → |