Call report 2019Q3
SPENCER COUNTY BANK — 2019Q3
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,128,000 | USD | evidence → |
| Total loans | 67,552,000 | USD | evidence → |
| Allowance for loan losses | 698,000 | USD | evidence → |
| Securities available for sale | 25,966,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,757,000 | USD | evidence → |
| Interest-bearing deposits | 74,794,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,963,000 | USD | evidence → |
| Equity capital | 13,712,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,275,000 | USD | evidence → |
| Interest expense | 629,000 | USD | evidence → |
| Net interest income | 2,646,000 | USD | evidence → |
| Noninterest income | 527,000 | USD | evidence → |
| Noninterest expense | 2,352,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 814,000 | USD | evidence → |
| Income tax | 173,000 | USD | evidence → |
| Net income | 641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,469,000 | USD | evidence → |
| Total capital | 14,167,000 | USD | evidence → |
| Risk-weighted assets | 67,802,000 | USD | evidence → |