Call report 2016Q2
SPENCER COUNTY BANK — 2016Q2
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,777,000 | USD | evidence → |
| Total loans | 56,832,000 | USD | evidence → |
| Allowance for loan losses | 813,000 | USD | evidence → |
| Securities available for sale | 40,041,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,301,000 | USD | evidence → |
| Interest-bearing deposits | 77,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,885,000 | USD | evidence → |
| Equity capital | 11,842,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,788,000 | USD | evidence → |
| Interest expense | 295,000 | USD | evidence → |
| Net interest income | 1,493,000 | USD | evidence → |
| Noninterest income | 263,000 | USD | evidence → |
| Noninterest expense | 1,434,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 322,000 | USD | evidence → |
| Income tax | 85,000 | USD | evidence → |
| Net income | 237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,469,000 | USD | evidence → |
| Total capital | 12,162,000 | USD | evidence → |
| Risk-weighted assets | 55,348,000 | USD | evidence → |