Call report 2016Q1
SPENCER COUNTY BANK — 2016Q1
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,523,000 | USD | evidence → |
| Total loans | 54,591,000 | USD | evidence → |
| Allowance for loan losses | 862,000 | USD | evidence → |
| Securities available for sale | 42,782,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,741,000 | USD | evidence → |
| Interest-bearing deposits | 78,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,824,000 | USD | evidence → |
| Equity capital | 11,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 908,000 | USD | evidence → |
| Interest expense | 147,000 | USD | evidence → |
| Net interest income | 761,000 | USD | evidence → |
| Noninterest income | 108,000 | USD | evidence → |
| Noninterest expense | 696,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 173,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,359,000 | USD | evidence → |
| Total capital | 12,031,000 | USD | evidence → |
| Risk-weighted assets | 53,636,000 | USD | evidence → |