Call report 2024Q4
SOUTHERN MICHIGAN BANK & TRUST — 2024Q4
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,495,551,000 | USD | evidence → |
| Total loans | 1,117,429,000 | USD | evidence → |
| Allowance for loan losses | 12,782,000 | USD | evidence → |
| Securities available for sale | 159,320,000 | USD | evidence → |
| Securities held to maturity | 60,454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,259,172,000 | USD | evidence → |
| Interest-bearing deposits | 1,028,212,000 | USD | evidence → |
| Noninterest-bearing deposits | 230,960,000 | USD | evidence → |
| Equity capital | 133,707,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 76,005,000 | USD | evidence → |
| Interest expense | 33,421,000 | USD | evidence → |
| Net interest income | 42,584,000 | USD | evidence → |
| Noninterest income | 8,446,000 | USD | evidence → |
| Noninterest expense | 35,944,000 | USD | evidence → |
| Provision for loan losses | 1,112,000 | USD | evidence → |
| Pretax income | 14,072,000 | USD | evidence → |
| Income tax | 2,297,000 | USD | evidence → |
| Net income | 11,775,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 135,289,000 | USD | evidence → |
| Total capital | 148,399,000 | USD | evidence → |
| Risk-weighted assets | 1,177,296,000 | USD | evidence → |
Machine access — free, no API key
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