Call report 2024Q3
SOUTHERN MICHIGAN BANK & TRUST — 2024Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,507,340,000 | USD | evidence → |
| Total loans | 1,084,468,000 | USD | evidence → |
| Allowance for loan losses | 12,363,000 | USD | evidence → |
| Securities available for sale | 159,580,000 | USD | evidence → |
| Securities held to maturity | 60,129,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,271,520,000 | USD | evidence → |
| Interest-bearing deposits | 1,047,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 224,496,000 | USD | evidence → |
| Equity capital | 133,354,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,705,000 | USD | evidence → |
| Interest expense | 25,145,000 | USD | evidence → |
| Net interest income | 31,560,000 | USD | evidence → |
| Noninterest income | 6,193,000 | USD | evidence → |
| Noninterest expense | 26,397,000 | USD | evidence → |
| Provision for loan losses | 686,000 | USD | evidence → |
| Pretax income | 10,695,000 | USD | evidence → |
| Income tax | 2,087,000 | USD | evidence → |
| Net income | 8,608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 132,800,000 | USD | evidence → |
| Total capital | 145,564,000 | USD | evidence → |
| Risk-weighted assets | 1,156,901,000 | USD | evidence → |