Call report 2020Q2
SOUTHERN MICHIGAN BANK & TRUST — 2020Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 911,239,000 | USD | evidence → |
| Total loans | 635,792,000 | USD | evidence → |
| Allowance for loan losses | 6,936,000 | USD | evidence → |
| Securities available for sale | 146,101,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 768,184,000 | USD | evidence → |
| Interest-bearing deposits | 727,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,310,000 | USD | evidence → |
| Equity capital | 95,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,967,000 | USD | evidence → |
| Interest expense | 2,585,000 | USD | evidence → |
| Net interest income | 13,382,000 | USD | evidence → |
| Noninterest income | 3,818,000 | USD | evidence → |
| Noninterest expense | 11,104,000 | USD | evidence → |
| Provision for loan losses | 1,750,000 | USD | evidence → |
| Pretax income | 4,346,000 | USD | evidence → |
| Income tax | 793,000 | USD | evidence → |
| Net income | 3,553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,103,000 | USD | evidence → |
| Total capital | 86,039,000 | USD | evidence → |
| Risk-weighted assets | 654,259,000 | USD | evidence → |