Call report 2020Q1
SOUTHERN MICHIGAN BANK & TRUST — 2020Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 825,181,000 | USD | evidence → |
| Total loans | 561,426,000 | USD | evidence → |
| Allowance for loan losses | 6,177,000 | USD | evidence → |
| Securities available for sale | 140,097,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 679,112,000 | USD | evidence → |
| Interest-bearing deposits | 645,094,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,018,000 | USD | evidence → |
| Equity capital | 91,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,964,000 | USD | evidence → |
| Interest expense | 1,406,000 | USD | evidence → |
| Net interest income | 6,558,000 | USD | evidence → |
| Noninterest income | 1,882,000 | USD | evidence → |
| Noninterest expense | 5,493,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 1,947,000 | USD | evidence → |
| Income tax | 340,000 | USD | evidence → |
| Net income | 1,607,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,129,000 | USD | evidence → |
| Total capital | 84,306,000 | USD | evidence → |
| Risk-weighted assets | 657,451,000 | USD | evidence → |