Call report 2018Q3
SOUTHERN MICHIGAN BANK & TRUST — 2018Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2018Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 764,633,000 | USD | evidence → |
| Total loans | 534,422,000 | USD | evidence → |
| Allowance for loan losses | 4,911,000 | USD | evidence → |
| Securities available for sale | 101,723,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 638,416,000 | USD | evidence → |
| Interest-bearing deposits | 608,967,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,449,000 | USD | evidence → |
| Equity capital | 83,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,945,000 | USD | evidence → |
| Interest expense | 2,578,000 | USD | evidence → |
| Net interest income | 19,367,000 | USD | evidence → |
| Noninterest income | 4,974,000 | USD | evidence → |
| Noninterest expense | 16,302,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,039,000 | USD | evidence → |
| Income tax | 1,312,000 | USD | evidence → |
| Net income | 6,727,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,963,000 | USD | evidence → |
| Total capital | 76,874,000 | USD | evidence → |
| Risk-weighted assets | 607,673,000 | USD | evidence → |