Call report 2018Q2
SOUTHERN MICHIGAN BANK & TRUST — 2018Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2018Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 730,208,000 | USD | evidence → |
| Total loans | 546,799,000 | USD | evidence → |
| Allowance for loan losses | 4,987,000 | USD | evidence → |
| Securities available for sale | 100,604,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 599,458,000 | USD | evidence → |
| Interest-bearing deposits | 564,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,628,000 | USD | evidence → |
| Equity capital | 82,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,369,000 | USD | evidence → |
| Interest expense | 1,527,000 | USD | evidence → |
| Net interest income | 12,842,000 | USD | evidence → |
| Noninterest income | 3,244,000 | USD | evidence → |
| Noninterest expense | 10,989,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,097,000 | USD | evidence → |
| Income tax | 771,000 | USD | evidence → |
| Net income | 4,326,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,903,000 | USD | evidence → |
| Total capital | 74,890,000 | USD | evidence → |
| Risk-weighted assets | 608,096,000 | USD | evidence → |