Call report 2011Q4
SOUTHERN MICHIGAN BANK & TRUST — 2011Q4
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 508,579,000 | USD | evidence → |
| Total loans | 333,892,000 | USD | evidence → |
| Allowance for loan losses | 5,412,000 | USD | evidence → |
| Securities available for sale | 90,344,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 421,489,000 | USD | evidence → |
| Interest-bearing deposits | 398,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,542,000 | USD | evidence → |
| Equity capital | 57,947,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,662,000 | USD | evidence → |
| Interest expense | 3,364,000 | USD | evidence → |
| Net interest income | 16,298,000 | USD | evidence → |
| Noninterest income | 6,305,000 | USD | evidence → |
| Noninterest expense | 16,781,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 4,801,000 | USD | evidence → |
| Income tax | 1,119,000 | USD | evidence → |
| Net income | 3,682,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,756,000 | USD | evidence → |
| Total capital | 47,078,000 | USD | evidence → |
| Risk-weighted assets | 344,651,000 | USD | evidence → |
Machine access — free, no API key
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