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Call report 2011Q3

SOUTHERN MICHIGAN BANK & TRUST — 2011Q3

The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2011Q3, each linked to its source filing.

PERIOD: 2011Q3SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/27ee69a0-3efb-493f-9484-73ac53833eca/2011Q3

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets514,644,000USDevidence →
Total loans314,556,000USDevidence →
Allowance for loan losses5,398,000USDevidence →
Securities available for sale85,890,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits429,897,000USDevidence →
Interest-bearing deposits408,177,000USDevidence →
Noninterest-bearing deposits21,720,000USDevidence →
Equity capital57,441,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income14,619,000USDevidence →
Interest expense2,585,000USDevidence →
Net interest income12,034,000USDevidence →
Noninterest income4,669,000USDevidence →
Noninterest expense12,473,000USDevidence →
Provision for loan losses875,000USDevidence →
Pretax income3,359,000USDevidence →
Income tax748,000USDevidence →
Net income2,611,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital42,111,000USDevidence →
Total capital46,212,000USDevidence →
Risk-weighted assets326,784,000USDevidence →

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