Call report 2020Q1
CITIZENS DEPOSIT BANK & TRUST, INC. — 2020Q1
The 22 measures CITIZENS DEPOSIT BANK & TRUST, INC. reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,919,000 | USD | evidence → |
| Total loans | 309,751,000 | USD | evidence → |
| Allowance for loan losses | 2,346,000 | USD | evidence → |
| Securities available for sale | 210,924,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 481,153,000 | USD | evidence → |
| Interest-bearing deposits | 379,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,240,000 | USD | evidence → |
| Equity capital | 55,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,241,000 | USD | evidence → |
| Interest expense | 822,000 | USD | evidence → |
| Net interest income | 4,419,000 | USD | evidence → |
| Noninterest income | 851,000 | USD | evidence → |
| Noninterest expense | 3,210,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 2,000,000 | USD | evidence → |
| Income tax | 417,000 | USD | evidence → |
| Net income | 1,583,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,481,000 | USD | evidence → |
| Total capital | 47,827,000 | USD | evidence → |
| Risk-weighted assets | 328,060,000 | USD | evidence → |