Call report 2019Q4
CITIZENS DEPOSIT BANK & TRUST, INC. — 2019Q4
The 22 measures CITIZENS DEPOSIT BANK & TRUST, INC. reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 552,890,000 | USD | evidence → |
| Total loans | 318,193,000 | USD | evidence → |
| Allowance for loan losses | 2,358,000 | USD | evidence → |
| Securities available for sale | 198,113,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,549,000 | USD | evidence → |
| Interest-bearing deposits | 387,560,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,989,000 | USD | evidence → |
| Equity capital | 51,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,535,000 | USD | evidence → |
| Interest expense | 3,049,000 | USD | evidence → |
| Net interest income | 16,486,000 | USD | evidence → |
| Noninterest income | 2,734,000 | USD | evidence → |
| Noninterest expense | 11,812,000 | USD | evidence → |
| Provision for loan losses | -185,000 | USD | evidence → |
| Pretax income | 7,609,000 | USD | evidence → |
| Income tax | 1,597,000 | USD | evidence → |
| Net income | 6,012,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,108,000 | USD | evidence → |
| Total capital | 47,466,000 | USD | evidence → |
| Risk-weighted assets | 337,022,000 | USD | evidence → |