Call report 2025Q1
ROYAL BUSINESS BANK — 2025Q1
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,001,883,000 | USD | evidence → |
| Total loans | 3,143,718,000 | USD | evidence → |
| Allowance for loan losses | 51,932,000 | USD | evidence → |
| Securities available for sale | 378,188,000 | USD | evidence → |
| Securities held to maturity | 5,188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,171,061,000 | USD | evidence → |
| Interest-bearing deposits | 2,614,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 556,639,000 | USD | evidence → |
| Equity capital | 609,528,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,332,000 | USD | evidence → |
| Interest expense | 24,541,000 | USD | evidence → |
| Net interest income | 27,791,000 | USD | evidence → |
| Noninterest income | 2,396,000 | USD | evidence → |
| Noninterest expense | 18,286,000 | USD | evidence → |
| Provision for loan losses | 6,846,000 | USD | evidence → |
| Pretax income | 5,155,000 | USD | evidence → |
| Income tax | 1,454,000 | USD | evidence → |
| Net income | 3,701,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 553,969,000 | USD | evidence → |
| Total capital | 585,938,000 | USD | evidence → |
| Risk-weighted assets | 2,536,907,000 | USD | evidence → |