Call report 2024Q4
ROYAL BUSINESS BANK — 2024Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,985,037,000 | USD | evidence → |
| Total loans | 3,064,480,000 | USD | evidence → |
| Allowance for loan losses | 47,729,000 | USD | evidence → |
| Securities available for sale | 420,190,000 | USD | evidence → |
| Securities held to maturity | 5,191,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,117,791,000 | USD | evidence → |
| Interest-bearing deposits | 2,520,777,000 | USD | evidence → |
| Noninterest-bearing deposits | 597,014,000 | USD | evidence → |
| Equity capital | 602,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 216,645,000 | USD | evidence → |
| Interest expense | 110,598,000 | USD | evidence → |
| Net interest income | 106,047,000 | USD | evidence → |
| Noninterest income | 15,666,000 | USD | evidence → |
| Noninterest expense | 68,371,000 | USD | evidence → |
| Provision for loan losses | 9,767,000 | USD | evidence → |
| Pretax income | 43,486,000 | USD | evidence → |
| Income tax | 11,411,000 | USD | evidence → |
| Net income | 32,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 549,889,000 | USD | evidence → |
| Total capital | 581,720,000 | USD | evidence → |
| Risk-weighted assets | 2,529,850,000 | USD | evidence → |