Call report 2024Q4
EXCHANGE BANK CO. — 2024Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,828,000 | USD | evidence → |
| Total loans | 183,874,000 | USD | evidence → |
| Allowance for loan losses | 2,632,000 | USD | evidence → |
| Securities available for sale | 68,172,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,514,000 | USD | evidence → |
| Interest-bearing deposits | 203,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,154,000 | USD | evidence → |
| Equity capital | 27,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,943,000 | USD | evidence → |
| Interest expense | 4,303,000 | USD | evidence → |
| Net interest income | 10,640,000 | USD | evidence → |
| Noninterest income | 1,119,000 | USD | evidence → |
| Noninterest expense | 7,967,000 | USD | evidence → |
| Provision for loan losses | 865,000 | USD | evidence → |
| Pretax income | 2,848,000 | USD | evidence → |
| Income tax | 97,000 | USD | evidence → |
| Net income | 2,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,815,000 | USD | evidence → |
| Total capital | 31,536,000 | USD | evidence → |
| Risk-weighted assets | 223,997,000 | USD | evidence → |