Call report 2024Q3
EXCHANGE BANK CO. — 2024Q3
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 243,952,000 | USD | evidence → |
| Total loans | 150,357,000 | USD | evidence → |
| Allowance for loan losses | 1,879,000 | USD | evidence → |
| Securities available for sale | 54,875,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,267,000 | USD | evidence → |
| Interest-bearing deposits | 163,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,558,000 | USD | evidence → |
| Equity capital | 22,706,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,136,000 | USD | evidence → |
| Interest expense | 2,580,000 | USD | evidence → |
| Net interest income | 6,556,000 | USD | evidence → |
| Noninterest income | 734,000 | USD | evidence → |
| Noninterest expense | 4,579,000 | USD | evidence → |
| Provision for loan losses | 569,000 | USD | evidence → |
| Pretax income | 2,139,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,387,000 | USD | evidence → |
| Total capital | 26,280,000 | USD | evidence → |
| Risk-weighted assets | 181,850,000 | USD | evidence → |