Call report 2020Q4
EXCHANGE BANK CO. — 2020Q4
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,826,000 | USD | evidence → |
| Total loans | 108,401,000 | USD | evidence → |
| Allowance for loan losses | 1,317,000 | USD | evidence → |
| Securities available for sale | 39,937,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,145,000 | USD | evidence → |
| Interest-bearing deposits | 132,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,165,000 | USD | evidence → |
| Equity capital | 19,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,867,000 | USD | evidence → |
| Interest expense | 1,660,000 | USD | evidence → |
| Net interest income | 5,207,000 | USD | evidence → |
| Noninterest income | 582,000 | USD | evidence → |
| Noninterest expense | 4,561,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | 1,123,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,123,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,766,000 | USD | evidence → |
| Total capital | 17,083,000 | USD | evidence → |
| Risk-weighted assets | 131,907,000 | USD | evidence → |