Call report 2020Q3
EXCHANGE BANK CO. — 2020Q3
The 22 measures EXCHANGE BANK CO. reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,634,000 | USD | evidence → |
| Total loans | 109,126,000 | USD | evidence → |
| Allowance for loan losses | 1,318,000 | USD | evidence → |
| Securities available for sale | 34,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,410,000 | USD | evidence → |
| Interest-bearing deposits | 131,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,705,000 | USD | evidence → |
| Equity capital | 18,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,214,000 | USD | evidence → |
| Interest expense | 1,254,000 | USD | evidence → |
| Net interest income | 3,960,000 | USD | evidence → |
| Noninterest income | 417,000 | USD | evidence → |
| Noninterest expense | 3,385,000 | USD | evidence → |
| Provision for loan losses | 186,000 | USD | evidence → |
| Pretax income | 891,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 891,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,034,000 | USD | evidence → |
| Total capital | 16,352,000 | USD | evidence → |
| Risk-weighted assets | 126,495,000 | USD | evidence → |