Call report 2020Q4
MONTECITO BANK & TRUST — 2020Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,952,638,000 | USD | evidence → |
| Total loans | 1,317,609,000 | USD | evidence → |
| Allowance for loan losses | 14,555,000 | USD | evidence → |
| Securities available for sale | 469,757,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,732,862,000 | USD | evidence → |
| Interest-bearing deposits | 1,666,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,540,000 | USD | evidence → |
| Equity capital | 188,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,821,000 | USD | evidence → |
| Interest expense | 3,130,000 | USD | evidence → |
| Net interest income | 60,691,000 | USD | evidence → |
| Noninterest income | 10,940,000 | USD | evidence → |
| Noninterest expense | 54,701,000 | USD | evidence → |
| Provision for loan losses | 1,631,000 | USD | evidence → |
| Pretax income | 16,646,000 | USD | evidence → |
| Income tax | 4,698,000 | USD | evidence → |
| Net income | 11,948,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 176,321,000 | USD | evidence → |