Call report 2020Q3
MONTECITO BANK & TRUST — 2020Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,885,633,000 | USD | evidence → |
| Total loans | 1,321,375,000 | USD | evidence → |
| Allowance for loan losses | 14,584,000 | USD | evidence → |
| Securities available for sale | 437,392,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,664,089,000 | USD | evidence → |
| Interest-bearing deposits | 1,606,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,921,000 | USD | evidence → |
| Equity capital | 187,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,041,000 | USD | evidence → |
| Interest expense | 2,588,000 | USD | evidence → |
| Net interest income | 45,453,000 | USD | evidence → |
| Noninterest income | 7,978,000 | USD | evidence → |
| Noninterest expense | 39,706,000 | USD | evidence → |
| Provision for loan losses | 1,450,000 | USD | evidence → |
| Pretax income | 13,377,000 | USD | evidence → |
| Income tax | 3,798,000 | USD | evidence → |
| Net income | 9,579,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 174,582,000 | USD | evidence → |