Call report 2018Q1
MONTECITO BANK & TRUST — 2018Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2018Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,400,490,000 | USD | evidence → |
| Total loans | 891,208,000 | USD | evidence → |
| Allowance for loan losses | 12,709,000 | USD | evidence → |
| Securities available for sale | 425,687,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,233,038,000 | USD | evidence → |
| Interest-bearing deposits | 1,190,545,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,493,000 | USD | evidence → |
| Equity capital | 149,477,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,881,000 | USD | evidence → |
| Interest expense | 446,000 | USD | evidence → |
| Net interest income | 13,435,000 | USD | evidence → |
| Noninterest income | 2,242,000 | USD | evidence → |
| Noninterest expense | 11,307,000 | USD | evidence → |
| Provision for loan losses | 344,000 | USD | evidence → |
| Pretax income | 4,063,000 | USD | evidence → |
| Income tax | -5,456,000 | USD | evidence → |
| Net income | 9,519,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 147,509,000 | USD | evidence → |
| Total capital | 160,755,000 | USD | evidence → |
| Risk-weighted assets | 1,149,738,000 | USD | evidence → |