Call report 2017Q4
MONTECITO BANK & TRUST — 2017Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,393,670,000 | USD | evidence → |
| Total loans | 912,311,000 | USD | evidence → |
| Allowance for loan losses | 11,990,000 | USD | evidence → |
| Securities available for sale | 367,095,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,230,546,000 | USD | evidence → |
| Interest-bearing deposits | 1,190,971,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,575,000 | USD | evidence → |
| Equity capital | 144,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,418,000 | USD | evidence → |
| Interest expense | 1,750,000 | USD | evidence → |
| Net interest income | 53,668,000 | USD | evidence → |
| Noninterest income | 8,631,000 | USD | evidence → |
| Noninterest expense | 43,858,000 | USD | evidence → |
| Provision for loan losses | 1,250,000 | USD | evidence → |
| Pretax income | 18,114,000 | USD | evidence → |
| Income tax | 601,000 | USD | evidence → |
| Net income | 17,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 139,408,000 | USD | evidence → |
| Total capital | 151,985,000 | USD | evidence → |
| Risk-weighted assets | 1,143,976,000 | USD | evidence → |