Call report 2010Q1
MONTECITO BANK & TRUST — 2010Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 958,512,000 | USD | evidence → |
| Total loans | 555,781,000 | USD | evidence → |
| Allowance for loan losses | 10,748,000 | USD | evidence → |
| Securities available for sale | 333,940,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 800,061,000 | USD | evidence → |
| Interest-bearing deposits | 780,042,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,019,000 | USD | evidence → |
| Equity capital | 94,383,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,636,000 | USD | evidence → |
| Interest expense | 1,602,000 | USD | evidence → |
| Net interest income | 9,034,000 | USD | evidence → |
| Noninterest income | 1,620,000 | USD | evidence → |
| Noninterest expense | 7,418,000 | USD | evidence → |
| Provision for loan losses | 2,308,000 | USD | evidence → |
| Pretax income | 1,941,000 | USD | evidence → |
| Income tax | 64,000 | USD | evidence → |
| Net income | 1,877,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,666,000 | USD | evidence → |
| Total capital | 97,145,000 | USD | evidence → |
| Risk-weighted assets | 756,670,000 | USD | evidence → |