Call report 2009Q4
MONTECITO BANK & TRUST — 2009Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 954,988,000 | USD | evidence → |
| Total loans | 561,544,000 | USD | evidence → |
| Allowance for loan losses | 10,131,000 | USD | evidence → |
| Securities available for sale | 314,184,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 798,770,000 | USD | evidence → |
| Interest-bearing deposits | 780,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,291,000 | USD | evidence → |
| Equity capital | 91,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,947,000 | USD | evidence → |
| Interest expense | 10,983,000 | USD | evidence → |
| Net interest income | 33,964,000 | USD | evidence → |
| Noninterest income | 6,283,000 | USD | evidence → |
| Noninterest expense | 27,556,000 | USD | evidence → |
| Provision for loan losses | 5,637,000 | USD | evidence → |
| Pretax income | 9,173,000 | USD | evidence → |
| Income tax | 313,000 | USD | evidence → |
| Net income | 8,860,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,480,000 | USD | evidence → |
| Total capital | 96,266,000 | USD | evidence → |
| Risk-weighted assets | 782,258,000 | USD | evidence → |