Call report 2025Q1
SOUTHERN INDEPENDENT BANK — 2025Q1
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 376,112,000 | USD | evidence → |
| Total loans | 168,179,000 | USD | evidence → |
| Allowance for loan losses | 1,845,000 | USD | evidence → |
| Securities available for sale | 147,506,000 | USD | evidence → |
| Securities held to maturity | 5,694,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,417,000 | USD | evidence → |
| Interest-bearing deposits | 242,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,685,000 | USD | evidence → |
| Equity capital | 40,302,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,565,000 | USD | evidence → |
| Interest expense | 1,972,000 | USD | evidence → |
| Net interest income | 2,593,000 | USD | evidence → |
| Noninterest income | 317,000 | USD | evidence → |
| Noninterest expense | 1,674,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 1,182,000 | USD | evidence → |
| Income tax | 304,000 | USD | evidence → |
| Net income | 878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,180,000 | USD | evidence → |