Call report 2024Q4
SOUTHERN INDEPENDENT BANK — 2024Q4
The 22 measures SOUTHERN INDEPENDENT BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,356,000 | USD | evidence → |
| Total loans | 161,910,000 | USD | evidence → |
| Allowance for loan losses | 1,815,000 | USD | evidence → |
| Securities available for sale | 145,868,000 | USD | evidence → |
| Securities held to maturity | 5,696,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,695,000 | USD | evidence → |
| Interest-bearing deposits | 244,445,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,250,000 | USD | evidence → |
| Equity capital | 38,154,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,055,000 | USD | evidence → |
| Interest expense | 8,208,000 | USD | evidence → |
| Net interest income | 9,847,000 | USD | evidence → |
| Noninterest income | 1,547,000 | USD | evidence → |
| Noninterest expense | 7,357,000 | USD | evidence → |
| Provision for loan losses | 87,000 | USD | evidence → |
| Pretax income | 3,820,000 | USD | evidence → |
| Income tax | 740,000 | USD | evidence → |
| Net income | 3,080,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,303,000 | USD | evidence → |
| Total capital | 53,673,000 | USD | evidence → |
| Risk-weighted assets | 242,729,000 | USD | evidence → |