Call report 2025Q4
WRAY STATE BANK — 2025Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,913,000 | USD | evidence → |
| Total loans | 212,432,000 | USD | evidence → |
| Allowance for loan losses | 3,171,000 | USD | evidence → |
| Securities available for sale | 55,518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,165,000 | USD | evidence → |
| Interest-bearing deposits | 220,262,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,903,000 | USD | evidence → |
| Equity capital | 30,162,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,992,000 | USD | evidence → |
| Interest expense | 6,424,000 | USD | evidence → |
| Net interest income | 10,568,000 | USD | evidence → |
| Noninterest income | 798,000 | USD | evidence → |
| Noninterest expense | 6,506,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 4,528,000 | USD | evidence → |
| Income tax | 1,030,000 | USD | evidence → |
| Net income | 3,498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,463,000 | USD | evidence → |