Call report 2025Q3
WRAY STATE BANK — 2025Q3
The 22 measures WRAY STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 286,463,000 | USD | evidence → |
| Total loans | 205,776,000 | USD | evidence → |
| Allowance for loan losses | 3,095,000 | USD | evidence → |
| Securities available for sale | 51,361,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,437,000 | USD | evidence → |
| Interest-bearing deposits | 211,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,676,000 | USD | evidence → |
| Equity capital | 29,044,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,402,000 | USD | evidence → |
| Interest expense | 4,682,000 | USD | evidence → |
| Net interest income | 7,720,000 | USD | evidence → |
| Noninterest income | 626,000 | USD | evidence → |
| Noninterest expense | 4,880,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 3,210,000 | USD | evidence → |
| Income tax | 732,000 | USD | evidence → |
| Net income | 2,478,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,539,000 | USD | evidence → |
Machine access — free, no API key
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