Call report 2016Q1
VISTA BANK — 2016Q1
The 22 measures VISTA BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,491,000 | USD | evidence → |
| Total loans | 248,456,000 | USD | evidence → |
| Allowance for loan losses | 2,698,000 | USD | evidence → |
| Securities available for sale | 37,280,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,987,000 | USD | evidence → |
| Interest-bearing deposits | 181,708,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,279,000 | USD | evidence → |
| Equity capital | 45,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,403,000 | USD | evidence → |
| Interest expense | 271,000 | USD | evidence → |
| Net interest income | 4,132,000 | USD | evidence → |
| Noninterest income | 398,000 | USD | evidence → |
| Noninterest expense | 2,999,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,306,000 | USD | evidence → |
| Income tax | 363,000 | USD | evidence → |
| Net income | 943,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,777,000 | USD | evidence → |
| Total capital | 44,475,000 | USD | evidence → |
| Risk-weighted assets | 249,845,000 | USD | evidence → |