Call report 2015Q4
VISTA BANK — 2015Q4
The 22 measures VISTA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 330,738,000 | USD | evidence → |
| Total loans | 246,722,000 | USD | evidence → |
| Allowance for loan losses | 2,622,000 | USD | evidence → |
| Securities available for sale | 37,805,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,972,000 | USD | evidence → |
| Interest-bearing deposits | 173,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,469,000 | USD | evidence → |
| Equity capital | 44,200,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,584,000 | USD | evidence → |
| Interest expense | 1,005,000 | USD | evidence → |
| Net interest income | 13,579,000 | USD | evidence → |
| Noninterest income | 1,678,000 | USD | evidence → |
| Noninterest expense | 10,326,000 | USD | evidence → |
| Provision for loan losses | 684,000 | USD | evidence → |
| Pretax income | 4,244,000 | USD | evidence → |
| Income tax | 1,202,000 | USD | evidence → |
| Net income | 3,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,834,000 | USD | evidence → |
| Total capital | 43,456,000 | USD | evidence → |
| Risk-weighted assets | 251,483,000 | USD | evidence → |