Call report 2025Q2
WATERFALL BANK — 2025Q2
The 22 measures WATERFALL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,056,000 | USD | evidence → |
| Total loans | 289,855,000 | USD | evidence → |
| Allowance for loan losses | 2,334,000 | USD | evidence → |
| Securities available for sale | 10,178,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,778,000 | USD | evidence → |
| Interest-bearing deposits | 275,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,944,000 | USD | evidence → |
| Equity capital | 42,269,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,783,000 | USD | evidence → |
| Interest expense | 4,951,000 | USD | evidence → |
| Net interest income | 4,832,000 | USD | evidence → |
| Noninterest income | 107,000 | USD | evidence → |
| Noninterest expense | 4,074,000 | USD | evidence → |
| Provision for loan losses | 548,000 | USD | evidence → |
| Pretax income | 315,000 | USD | evidence → |
| Income tax | 85,000 | USD | evidence → |
| Net income | 230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,411,000 | USD | evidence → |
| Total capital | 44,770,000 | USD | evidence → |
| Risk-weighted assets | 313,204,000 | USD | evidence → |