Call report 2025Q1
WATERFALL BANK — 2025Q1
The 22 measures WATERFALL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,876,000 | USD | evidence → |
| Total loans | 262,148,000 | USD | evidence → |
| Allowance for loan losses | 2,154,000 | USD | evidence → |
| Securities available for sale | 10,288,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 271,198,000 | USD | evidence → |
| Interest-bearing deposits | 245,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,802,000 | USD | evidence → |
| Equity capital | 41,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,655,000 | USD | evidence → |
| Interest expense | 2,454,000 | USD | evidence → |
| Net interest income | 2,201,000 | USD | evidence → |
| Noninterest income | 48,000 | USD | evidence → |
| Noninterest expense | 1,990,000 | USD | evidence → |
| Provision for loan losses | 369,000 | USD | evidence → |
| Pretax income | -112,000 | USD | evidence → |
| Income tax | -25,000 | USD | evidence → |
| Net income | -87,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,980,000 | USD | evidence → |
| Total capital | 44,160,000 | USD | evidence → |
| Risk-weighted assets | 279,298,000 | USD | evidence → |