Call report 2023Q4
WATERFALL BANK — 2023Q4
The 22 measures WATERFALL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,843,000 | USD | evidence → |
| Total loans | 170,624,000 | USD | evidence → |
| Allowance for loan losses | 1,352,000 | USD | evidence → |
| Securities available for sale | 11,218,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,406,000 | USD | evidence → |
| Interest-bearing deposits | 117,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,928,000 | USD | evidence → |
| Equity capital | 41,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,398,000 | USD | evidence → |
| Interest expense | 2,522,000 | USD | evidence → |
| Net interest income | 5,876,000 | USD | evidence → |
| Noninterest income | 88,000 | USD | evidence → |
| Noninterest expense | 5,317,000 | USD | evidence → |
| Provision for loan losses | 730,000 | USD | evidence → |
| Pretax income | -83,000 | USD | evidence → |
| Income tax | -10,000 | USD | evidence → |
| Net income | -73,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,726,000 | USD | evidence → |
| Total capital | 43,078,000 | USD | evidence → |
| Risk-weighted assets | 184,228,000 | USD | evidence → |