Call report 2023Q3
WATERFALL BANK — 2023Q3
The 22 measures WATERFALL BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,450,000 | USD | evidence → |
| Total loans | 145,981,000 | USD | evidence → |
| Allowance for loan losses | 1,247,000 | USD | evidence → |
| Securities available for sale | 10,815,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,291,000 | USD | evidence → |
| Interest-bearing deposits | 108,930,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,361,000 | USD | evidence → |
| Equity capital | 40,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,681,000 | USD | evidence → |
| Interest expense | 1,345,000 | USD | evidence → |
| Net interest income | 4,336,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 3,909,000 | USD | evidence → |
| Provision for loan losses | 625,000 | USD | evidence → |
| Pretax income | -132,000 | USD | evidence → |
| Income tax | -25,000 | USD | evidence → |
| Net income | -107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,661,000 | USD | evidence → |
| Total capital | 42,908,000 | USD | evidence → |
| Risk-weighted assets | 145,980,000 | USD | evidence → |