Call report 2025Q3
LOCALITY BANK — 2025Q3
The 22 measures LOCALITY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,706,000 | USD | evidence → |
| Total loans | 254,619,000 | USD | evidence → |
| Allowance for loan losses | 5,149,000 | USD | evidence → |
| Securities available for sale | 13,541,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 311,364,000 | USD | evidence → |
| Interest-bearing deposits | 265,216,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,148,000 | USD | evidence → |
| Equity capital | 46,830,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,448,000 | USD | evidence → |
| Interest expense | 6,090,000 | USD | evidence → |
| Net interest income | 8,358,000 | USD | evidence → |
| Noninterest income | 886,000 | USD | evidence → |
| Noninterest expense | 7,983,000 | USD | evidence → |
| Provision for loan losses | 1,955,000 | USD | evidence → |
| Pretax income | -724,000 | USD | evidence → |
| Income tax | -120,000 | USD | evidence → |
| Net income | -604,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,449,000 | USD | evidence → |