Call report 2025Q2
LOCALITY BANK — 2025Q2
The 22 measures LOCALITY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,897,000 | USD | evidence → |
| Total loans | 232,725,000 | USD | evidence → |
| Allowance for loan losses | 4,095,000 | USD | evidence → |
| Securities available for sale | 13,843,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,633,000 | USD | evidence → |
| Interest-bearing deposits | 210,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,664,000 | USD | evidence → |
| Equity capital | 46,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,285,000 | USD | evidence → |
| Interest expense | 4,051,000 | USD | evidence → |
| Net interest income | 5,234,000 | USD | evidence → |
| Noninterest income | 534,000 | USD | evidence → |
| Noninterest expense | 5,193,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | -343,000 | USD | evidence → |
| Income tax | -28,000 | USD | evidence → |
| Net income | -315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,748,000 | USD | evidence → |