Call report 2025Q1
CITIZENS BANK — 2025Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 798,513,000 | USD | evidence → |
| Total loans | 372,893,000 | USD | evidence → |
| Allowance for loan losses | 5,927,000 | USD | evidence → |
| Securities available for sale | 320,906,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 692,538,000 | USD | evidence → |
| Interest-bearing deposits | 338,945,000 | USD | evidence → |
| Noninterest-bearing deposits | 353,593,000 | USD | evidence → |
| Equity capital | 79,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,381,000 | USD | evidence → |
| Interest expense | 750,000 | USD | evidence → |
| Net interest income | 6,631,000 | USD | evidence → |
| Noninterest income | 629,000 | USD | evidence → |
| Noninterest expense | 6,610,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 617,000 | USD | evidence → |
| Income tax | 87,000 | USD | evidence → |
| Net income | 530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,504,000 | USD | evidence → |
| Total capital | 117,691,000 | USD | evidence → |
| Risk-weighted assets | 501,892,000 | USD | evidence → |