Call report 2024Q4
CITIZENS BANK — 2024Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 807,255,000 | USD | evidence → |
| Total loans | 375,985,000 | USD | evidence → |
| Allowance for loan losses | 5,910,000 | USD | evidence → |
| Securities available for sale | 326,126,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 707,112,000 | USD | evidence → |
| Interest-bearing deposits | 336,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 370,816,000 | USD | evidence → |
| Equity capital | 73,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,217,000 | USD | evidence → |
| Interest expense | 8,304,000 | USD | evidence → |
| Net interest income | 27,913,000 | USD | evidence → |
| Noninterest income | 2,575,000 | USD | evidence → |
| Noninterest expense | 25,791,000 | USD | evidence → |
| Provision for loan losses | 524,000 | USD | evidence → |
| Pretax income | 4,221,000 | USD | evidence → |
| Income tax | 804,000 | USD | evidence → |
| Net income | 3,417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,635,000 | USD | evidence → |
| Total capital | 116,787,000 | USD | evidence → |
| Risk-weighted assets | 505,508,000 | USD | evidence → |