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Call report 2025Q1

CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025Q1

The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q1, each linked to its source filing.

PERIOD: 2025Q1SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1d1665cc-81ea-4e95-9b19-b87a0964364a/2025Q1

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets1,832,095,000USDevidence →
Total loans1,444,552,000USDevidence →
Allowance for loan losses12,042,000USDevidence →
Securities available for sale116,681,000USDevidence →
Securities held to maturity111,056,000USDevidence →
Trading assets5,785,000USDevidence →
Total deposits1,502,775,000USDevidence →
Interest-bearing deposits1,248,034,000USDevidence →
Noninterest-bearing deposits254,741,000USDevidence →
Equity capital167,244,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income25,848,000USDevidence →
Interest expense10,382,000USDevidence →
Net interest income15,466,000USDevidence →
Noninterest income1,383,000USDevidence →
Noninterest expense5,797,000USDevidence →
Provision for loan losses1,876,000USDevidence →
Pretax income9,067,000USDevidence →
Income tax2,284,000USDevidence →
Net income6,783,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital178,097,000USDevidence →
Total capital191,882,000USDevidence →
Risk-weighted assets1,645,809,000USDevidence →