Call report 2024Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2024Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,774,025,000 | USD | evidence → |
| Total loans | 1,405,824,000 | USD | evidence → |
| Allowance for loan losses | 10,327,000 | USD | evidence → |
| Securities available for sale | 114,378,000 | USD | evidence → |
| Securities held to maturity | 113,062,000 | USD | evidence → |
| Trading assets | 5,252,000 | USD | evidence → |
| Total deposits | 1,462,191,000 | USD | evidence → |
| Interest-bearing deposits | 1,215,842,000 | USD | evidence → |
| Noninterest-bearing deposits | 246,349,000 | USD | evidence → |
| Equity capital | 163,065,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 103,960,000 | USD | evidence → |
| Interest expense | 43,080,000 | USD | evidence → |
| Net interest income | 60,880,000 | USD | evidence → |
| Noninterest income | 4,331,000 | USD | evidence → |
| Noninterest expense | 22,900,000 | USD | evidence → |
| Provision for loan losses | 1,580,000 | USD | evidence → |
| Pretax income | 41,053,000 | USD | evidence → |
| Income tax | 10,783,000 | USD | evidence → |
| Net income | 30,270,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 176,144,000 | USD | evidence → |
| Total capital | 187,820,000 | USD | evidence → |
| Risk-weighted assets | 1,593,142,000 | USD | evidence → |