Call report 2008Q1
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2008Q1
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 556,830,000 | USD | evidence → |
| Total loans | 415,300,000 | USD | evidence → |
| Allowance for loan losses | 2,938,000 | USD | evidence → |
| Securities available for sale | 59,513,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 447,155,000 | USD | evidence → |
| Interest-bearing deposits | 422,750,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,405,000 | USD | evidence → |
| Equity capital | 45,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,177,000 | USD | evidence → |
| Interest expense | 4,374,000 | USD | evidence → |
| Net interest income | 3,803,000 | USD | evidence → |
| Noninterest income | 812,000 | USD | evidence → |
| Noninterest expense | 2,292,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | 2,005,000 | USD | evidence → |
| Income tax | 740,000 | USD | evidence → |
| Net income | 1,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,642,000 | USD | evidence → |
| Total capital | 48,605,000 | USD | evidence → |
| Risk-weighted assets | 467,478,000 | USD | evidence → |