Call report 2007Q4
CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2007Q4
The 22 measures CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 554,654,000 | USD | evidence → |
| Total loans | 405,983,000 | USD | evidence → |
| Allowance for loan losses | 2,688,000 | USD | evidence → |
| Securities available for sale | 83,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 457,176,000 | USD | evidence → |
| Interest-bearing deposits | 427,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,218,000 | USD | evidence → |
| Equity capital | 46,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,848,000 | USD | evidence → |
| Interest expense | 21,629,000 | USD | evidence → |
| Net interest income | 15,219,000 | USD | evidence → |
| Noninterest income | 849,000 | USD | evidence → |
| Noninterest expense | 8,862,000 | USD | evidence → |
| Provision for loan losses | 566,000 | USD | evidence → |
| Pretax income | 6,671,000 | USD | evidence → |
| Income tax | 2,361,000 | USD | evidence → |
| Net income | 4,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,032,000 | USD | evidence → |
| Total capital | 49,745,000 | USD | evidence → |
| Risk-weighted assets | 463,957,000 | USD | evidence → |